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Rukevwe Erakpotobor

Work-Life Balance: Leading a Healthy Life Pre-retirement

Life before retirement, for many, typically revolves around the commitment to work so hard and maximize vigor. This is not unusual, especially in this fast-paced world where we strive for success. However, as you work hard and bask in your vibrancy, it is important to lead a healthy life that guarantees you maintain a measure of this vitality upon retirement.  Mastering work-life balance ensures you do not get burned out and develop health complications that could disrupt a peaceful retirement. In this article, we explore actionable tips to help you create harmony between work and your personal life. 


What is Work-Life Balance? 

Work-life balance simply means accurately combining both professional and personal lives so that one does not thrive at the expense of the other. It is the harmony between the time and energy dedicated to professional and personal responsibilities such as family, leisure, health, and social activities. When you get carried away with work and let your personal life get swallowed up, the result is often a strain on your mental and physical health. 




How to Maintain Work-Life Balance


Take Advantage of Technology

Acknowledge the fact that being busy doesn’t always equate to productivity. In this age of technology, more people are tilted towards productivity apps and machinery for efficient task execution. This also includes embracing remote work options for flexibility and automating repetitive tasks to save time. We strongly advise that you leverage tools to work smart, increase productivity, and effortlessly execute your tasks.

Create Boundaries

To lead a healthy life in the years leading up to your retirement, you must learn to recognize and establish clear boundaries between work and personal life. Avoid muddling both up and learn to separate work from personal tools, create a designated workspace, and define specific work hours during which you will focus solely on work-related tasks. Also, resist the temptation to bring work home or allow work to intrude on personal time.



A middle-aged man
Leading a Healthy Life Pre-retirement. Credit: Oak Pensions


Learn to Decline Politely

Understand your workload and responsibilities and ensure you’re doing what you ought to do. While it is okay to help others with their tasks, you shouldn't accept to do all the favors your colleagues ask. Therefore, master the art of politely declining requests by pointing out that you have so much that you’re juggling at a time. This will save you from mental and physical exhaustion that could cause you to break down in the long run. In the same vein, avoid taking on multiple avoidable tasks that would overwhelm you. 


Plan for Retirement 

Your retirement is a period of your life when you ideally stop working and depend on arrangements you have made to sustain yourself. These arrangements include, but are not limited to, pension plans with your pension fund administrator, investments, health care provision, and travel plans. Making these plans early in life often eliminates uncertainty and ensures security, even as you gradually transition into this critical phase. 



Create a Routine

Routines tend to help you maintain balance as you monitor your professional and personal activities. Following a routine enables better time management and prioritization of tasks, leading to increased productivity during work hours and allowing for more leisure time.


Your routine also helps create clear boundaries, preventing work from interfering with personal time and vice versa. If you must, create a daily itinerary, schedule, or tracker that can help you track how you spend your days. Do not forget to adhere strictly to your routine by doing what should be done as and when it is due.


Prioritize Self-care

Make time for periodic leisure to enable you to do things you love outside of work. Self-care might mean indoor exercising, paying attention to skincare, enjoying nature, outdoor recreation, nutritious eating, or hobbies. In this case, self-care can also mean practicing mindfulness, meditation, relaxation, or simply sleeping well.


Doing these helps you recharge, rejuvenate, nurture physical and mental well-being, and manage stress. All of these ultimately improve the overall quality of life.


Conclusion 

Maintaining a work-life balance pre-retirement is extremely important if you want to live your best life even after retirement. By prioritizing self-care and planning for the future, you can create a fulfilling and sustainable lifestyle that prepares you for an enjoyable retirement.  


Remember, planning for the future is not a one-time achievement but a continuous obligation. This is why Oak Pensions has made it a commitment to help you manage your pension pot and invest your funds for a more secure retirement.


Contact their team at 09087448661 or send an email to info@oakpensions.com to get started planning your retirement.



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